What’s In the Chest

Do you have or even know what a ‘war chest’ is? Volatility is a normal part of investing, yet can still be uncomfortable Short term events should not dictate long term goals This time of the year my family tries to do a little spring cleaning and at the same time, we...

Let’s Play Bingo

Predictions, while fun to read, should not dictate your life and investment choices As we have seen with the past two years, no one knows what we could be in for in 2022 Life changes and so should your planning. Advanced planning is not a one and done endeavor. As I...

The Elves on the Shelf

On December 1, Red made his highly anticipated return to the Zeches household. If you are wondering who Red is, he is Francis and Charlotte’s ‘Elf’. Based on the book ‘The Elf on the Shelf’, Red makes his appearance annually to help Santa know if the kids have been...

The Sound of Silence

A few nights ago, I was at home without the TV on, no music playing, and not reading anything. One could say I was doing nothing. As I sat there, Katie walked in and asked me what I was doing. While not an answer, I did ask her what she heard, and her response was...

Game Time

Over the past few weeks, I have taken Francis to a preseason football game and basketball game. As many of you know, the preseason games are “practice” games with no win/loss effect on the regular season. Traditionally, the rosters are bigger, and the coaches have the...